Build your Florida dream lifestyle in Pine Island Cove - a highly desirable 55+ boating community in the heart of beautiful Pine Island/St. James City Florida Own your lot and build your perfect island retreat. This property allows for an Elevated Manufactured Home or an Elevated Site-Built, Home leaving room for a carport and a useful shed. Enjoy affordable coastal living with exceptional amenities including private community boat ramp allowing fast gulf access to best fishing Pine Island has to offer as well as boat storage for only $50/per year, community Pool and clubhouse, pickleball courts, and bocce ball. Bring your golf cart, bicycles, fishing gear, and boat, and start enjoying the relaxed island atmosphere of Pine Island Cove, St. James City Florida. Whether you're looking for a seasonal retreat or full-time paradise, this friendly waterfront community offers one of the most affordable ways to enjoy Southwest Florida living. Vacant lot HOA fees are only $80/month, increasing to just $160/month once your home is installed - an incredible value for the Florida retirement lifestyle you've been dreaming of. You truly must see this community to appreciate everything it has to offer - your perfect retirement lifestyle could be waiting right here!