Margaritas, sunsets, and island time await at this waterfront retreat in the heart of St. James City. Designed for those who dream of a laid-back tropical lifestyle, this elevated coastal home combines boating, entertaining, and carefree island living into one unforgettable package. The main living level features 2 bedrooms, 2 baths, and an open great room floor plan that flows seamlessly to the screened waterfront lanai. The beautifully remodeled primary suite offers a walk-in closet and spa-inspired bath featuring dual vanities, a custom walk-in shower with multiple shower heads, and a luxurious rain shower. The updated kitchen shines with quartz countertops, subway tile backsplash, stainless steel appliances, upgraded hardware, and plenty of room for gathering with family and friends after a day on the water. Downstairs, guests will love the private bungalow-style suite complete with its own entrance, new mini-split system, updated cabinetry, vanity, lighting, and en-suite bath with walk-in shower. The lower level also offers an oversized 2-car garage with extended storage space for fishing gear, kayaks, golf cart, and all your island toys and workshop. Step outside to the screened pool area where colorful ocean-themed murals, tropical breezes, a private outdoor shower, and comfortable gathering spaces create a true vacation-at-home atmosphere. Outside, the property feels like a private botanical garden with mature palms, native landscaping, fruit trees, granite-lined flower beds, tiki lighting, solar accent lighting, irrigation system, and multiple outdoor entertaining spaces. Boaters will appreciate the covered 8K boat lift with newer canopy, fish-cleaning station, dock lighting, snook light, updated dock electrical, rewrapped pilings, and quick access to Pine Island Sound, world-class fishing, waterfront restaurants, secluded beaches, and the Gulf waters beyond. Extensively improved for peace of mind, major updates include a stone-coated metal roof rated for 200 mph winds (2023), hurricane impact windows and pocket slider (2026), new picture-window pool cage (2024), resurfaced pool with new tile (2023), raised HVAC equipment (2025), A/C system with warranty through 2028, elevated water heater, slab-jacked driveway and pool deck with lifetime warranty, new gutters, soffits and fascia, updated electrical, new insulation, fresh interior and exterior paint, remodeled primary bath, and numerous additional upgrades throughout. Whether you're boating to lunch, relaxing poolside under the tiki lights, or enjoying a sunset cocktail from the screened lanai, this island escape delivers the authentic Pine Island lifestyle you've been searching for.